スケーラブルで、
グローバルなFX管理、
隠れた手数料なし

Transparent, Scalable Global FX Management with No Hidden Fees

APIを探す
End-to-end Payment Transparency

How Nium’s Global FX Works

Understand how Nium delivers real-time, transparent FX rates powered by institutional liquidity.

  • Real-time rates powered by institutional liquidity

    Nium’s Global FX infrastructure connects directly to institutional liquidity providers to deliver live, transparent exchange rates. Every price you see is sourced and updated continuously for accuracy and market alignment.

  • Built for transparency and control

    Unlike banks or traditional money transfer operators, Nium exposes both live and historical rate data so businesses can compare, analyze, and act with full visibility.

  • Developer-ready FX APIs

    Integrate Nium’s real-time and historical FX APIs into your systems to automate rate retrieval, benchmarking, and conversion workflows.

ロック・アンド・ホールド お客様の条件に合わせたレート

Lock rates across 60+ currencies to control FX risk, plan bulk payments, and manage cash flow flexibly.

  • 市場全体のFXリスクを最適化

    新興国通貨を含む60以上の対応通貨について、レートを最大24時間ロッ
    ク・アンド・ホールド。

  • 一括支払いに単一のレートで換算

    With Nium, you can convert multiple payments at a single locked rate, eliminating currency fluctuations and reconciliation headaches across bulk transactions.

  • 柔軟な送金スケジュールでキャッシュフローをコントロール

    Choose when to settle, immediately or at a future date, based on 
your business needs. Nium’s flexible settlement options help you manage just-in-time cash flows across markets.

End-to-end Payment Transparency

End-to-End FX Transparency

Get full visibility into real-time and historical rates to avoid hidden fees and optimize FX margins.

  • リアルタイムの可視性でよりスマートな計画を

    Nium provides complete visibility into both historical and real-time exchange rates from multiple sources, directly accessible through the API. You always see how your FX pricing compares to the interbank rate.

  • 隠れた手数料を回避

    Deliver funds to 190+ countries in full with no hidden deductions. Businesses typically save up to 250 basis points versus traditional banks and around 150 basis points compared to legacy money transfer providers.

  • FXマージンを大規模に管理

    Through Nium’s analytics, track interbank exchange rates, review markups across vendors, and optimize pricing strategies at scale for more efficient treasury management.

Global Coverage, On Demand

グローバルカバレッジ、オンデマンド

Access 2,000+ currency pairs and trade 125+ currencies directly, anytime, with 24/7 execution.

  • 2000以上の通貨ペアを活用

    Access real-time conversion across 2,000+ currency pairs through a single platform powered by Nium’s Global FX infrastructure.

  • 直接、効率的に取引

    Nium supports direct FX execution across 125+ currencies without intermediaries, delivering faster, cheaper, and more transparent conversions.

  • 24時間365日運用

    Execute FX conversions anytime, anywhere. With Nium’s always-on infrastructure, your global transactions can run continuously, even on weekends and holidays.

弊社のツールを使って、現在お使いのプロバイダのマークアップを確認してください

Choose your currency pair

Select a currency pair to convert

Enter amount

Enter the amount you want to compare

Enter your vendor rate

Enter the rate you are being charged by your current vendor

Interbank rate on this date

Calculate your markup

UTC

Interbank rate
Rate updated minutes ago

Everything you need to move money globally

Send, receive, and convert funds worldwide from a single platform built to scale.

Multi-currency accounts

Simplify global funding and manage cross-border money movements without friction.

Explore accounts
Multi-currency account flags showing global payment support

Global payouts

Deliver funds to bank accounts, cards, or wallets across 190+ countries, in real-time, from a single platform.

Explore payouts
Global payouts dashboard showing real-time fund delivery

Stablecoin-backed cards

New!

Stablecoin card issuance platform gives any business a simple, compliant way to launch global card programs.

Issue stablecoin-backed cards

Nium Verify

Verify bank accounts instantly across 50+ countries. Reduce failed payments and manual checks with built-in account validation.

Explore account verification

Global card issuing

Launch physical and virtual cards with flexible controls for you and your partners.

Explore card issuing

Foreign exchange

Access competitive rates and move funds instantly—without hidden markups or intermediaries.

Explore FX

Built for your business model

Whether you’re a bank, platform, marketplace, or payroll provider, Nium helps you scale, expand globally, and deliver seamless payment experiences.

Financial Institutions

Banks

Move money globally in near real time. From our direct bank relationships help you settle instantly, and speed up transfers.

Learn more
Bank payout interface showing real-time global transfers

Transfer money globally

Expand your operations seamlessly with payment access to 100+ countries.

Learn more

Platforms & Enterprises

Payroll

Pay your team your way, with competitive FX, real-time payments and direct rebates.

Learn more

Marketplaces

Grow faster with custom, global payment solutions.

Learn more

Spend management

Take control of corporate purchases and simplify payments to suppliers.

Learn more

Creator economy

Pay content creators anywhere, instantly, with local payouts to 190+ countries.

Learn more

Travel

Online travel agencies

Maximize efficiency and profitability with optimized payments and funding.

Learn more

Airlines

Streamline operations and lower cost with closed-loop payment solutions.

Learn more

Hotels

Streamline supplier payments with virtual cards.

Learn more
Hotel booking confirmation with virtual card payment

Real rate Foreign Exchange

お客様の業種に応じたユースケースを検討し、カスタマイズ価格に
ついて話し合い、ご質問にお答えします。

Nium

Talk to Sales

Tell us about your needs and a Nium expert will be in touch.

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