リアルタイム・
グローバル送金への
たったひとつの接続

世界をリードするリアルタイム決済インフラでビジネスの成長を加速させましょう。世界中の口座、カード、ウォレットに即座に資金を集め、変換し、送金することができます。

スタート

Everything you need to move money globally

Send, receive, and convert funds worldwide from a single platform built to scale.

Multi-currency accounts

Simplify global funding and manage cross-border money movements without friction.

Explore accounts →

Multi-currency account flags showing global payment support

Global payouts

Deliver funds to bank accounts, cards, or wallets across 190+ countries, in real-time, from a single platform.

Explore payouts →

Global payouts dashboard showing real-time fund delivery

Stablecoin-backed cards

New!

Stablecoin card issuance platform gives any business a simple, compliant way to launch global card programs.

Issue stablecoin-backed cards →

Stablecoin-backed card issuing platform interface

Nium Verify

Verify bank accounts instantly across 50+ countries. Reduce failed payments and manual checks with built-in account validation.

Explore account verification →

Global card issuing

Launch physical and virtual cards with flexible controls for you and your partners.

Explore card issuing →

Foreign exchange

Access competitive rates and move funds instantly—without hidden markups or intermediaries.

Explore FX →

Foreign exchange rate conversion interface

Built for your business model

Whether you’re a bank, platform, marketplace, or payroll provider, Nium helps you scale, expand globally, and deliver seamless payment experiences.

Financial Institutions

Banks

Move money globally in near real time. From our direct bank relationships help you settle instantly, and speed up transfers.

Learn more →

Bank payout interface showing real-time global transfers

Transfer money globally

Expand your operations seamlessly with payment access to 100+ countries.

Learn more →

Platforms & Enterprises

Payroll

Pay your team your way, with competitive FX, real-time payments and direct rebates.

Learn more →

Marketplaces

Grow faster with custom, global payment solutions.

Learn more →

Spend management

Take control of corporate purchases and simplify payments to suppliers.

Learn more →

Creator economy

Pay content creators anywhere, instantly, with local payouts to 190+ countries.

Learn more →

Travel

Online travel agencies

Maximize efficiency and profitability with optimized payments and funding.

Learn more →

Airlines

Streamline operations and lower cost with closed-loop payment solutions.

Learn more →

Hotels

Streamline supplier payments with virtual cards.

Learn more →

Hotel booking confirmation with virtual card payment

ソリューション

資金移動のための
最新のソリューション

給与計算

競争力のあるFX、リアルタイムの送金、口座引き落としで規模を拡大します

マーケットプレイス

グローバル・ペイアウト・ソリューションで
成長を加速できます

支出管理

企業の購買を管理し、
サプライヤーへの支払いを簡素化します。

クリエイター・エコノミー

世界のどこにいても、コンテンツクリエイターに迅速かつ手ごろな価格で報酬を支払えます

Move money your way

Partner with Nium in the way that works best for your business.

Nium API

Connect via API
Build and scale with the Nium API

Launch faster with a powerful, easy-to-use API built for automation and growth. Comprehensive docs, sample data, and ready-to-use code snippets help your team go live quickly and keep innovating.

NIUM ポータル

Connect via Portal
Manage everything in one place in the Nium Portal

Get a complete view of your payments and customers in a single dashboard. Control, track, and manage every transaction with tools designed for teams that need visibility and efficiency.

Connect via SWIFT

Connect via SWIFT
Send global payments via SWIFT

Access SWIFT rails instantly — no complex integration required. Initiate, track, and reconcile cross-border payments in real time with faster, more transparent global transfers.

パワフルなAPIで
迅速なインテグレーションを。

NIUMの堅牢、パワフル、柔軟なAPIがあれば、検討段階から実装までを迅速に移行できます。豊富なAPIドキュメント、サンプルデータ、コードスニペットにより、貴社の開発者は強力なツールとエレガントなAPIに基づくイノベーションを簡単に立ち上げることができます。

構築開始

Nium API

ファンドウォレット

送金

カード発行

Request

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curl --request POST \
--url https://gateway.nium.com/n1/api/v1/client/id/wallet/d45193cc-4d3c-421a-ada4-63f4dfcb663d/fund \
--header 'accept: application/json' \
--header 'content-type: application/json' \
--header 'x-api-key: your-api-key' \
--data '
{
"amount": 500
"destinationCurrencyCode": "SGD"
"fundingChannel": "BANK_TRANSFER"
"fundingInstrumentId": " "<hash-id>"
"sourceCurrencyCode": "SGD"
}
'

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curl --request POST \
--url https://gateway.nium.com/n1/api/v1/client/api-key/customer/6380ca89-16c8-4d2a-826f-265bb954c39d/wallet/34078ed1-38f7-4ce4-825e-266e85ac1ba1/remittance \
--header 'accept: application/json' \
--header 'content-type: application/json' \
--header 'x-api-key: your-api-key' \
--data '
{
"beneficiary": {
"id": "64665bf275b2012eca1ca0d5"
}
"deviceDetails": {
"countryIP": "66.249.74.64"
"deviceInfo": "macOS"
"ipAddress": "45.48.241.198"
"sessionId": "40531ac01a6f11edafc28dba55d51275"
}
"payout": {
"swiftFeeType": "SHA"
"audit_id": 112
"destination_amount": 0
"serviceTime": "2022-11-29"
"source_amount": 100
"source_currency": "INR"
"tradeOrderID": "TR012345"
}
"sourceOfFunds": ""Business Owner/Shareholder"
"authenticationCode": "string"
"customerComments": " "Transfer to family"
"exemptionCode": " "01 - Trusted Beneficiary"
"purposeCode": " "IR01802"
}
'

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curl --request POST \
--url https://gateway.nium.com/n1/api/v2/client/clientHashId/customer/customerHashId/wallet/walletHashId/card \
--header 'accept: application/json' \
--header 'content-type: application/json' \
--header 'x-api-key: your-api-key' \
--data '
{
"Select one of the following card type": {
"cardType": "PHY"
}
"cardProductId": 100
"cardType": "VIR"
"cardExpiry": "1126"
"nameOnCard": " "John Doe"
"additionalLine": "John Doe"
"issuanceMode": "NORMAL_DELIVERY_LOCAL"
"plasticId": "100100"
"corporateId": "123456"
}
'

Go to example

curl --request POST \
    --url https://gateway.nium.com/n1/api/v1/client/api-key/customer/6380ca89-16c8-4d2a-826f-265bb954c39d/wallet/34078ed1-38f7-4ce4-825e-266e85ac1ba1/remittance \
    --header 'accept: application/json' \
    --header 'content-type: application/json' \
    --header 'x-api-key: your-api-key' \
    --data '
    {
    "beneficiary": {
    "id": "64665bf275b2012eca1ca0d5"
    }
    "deviceDetails": {
    "countryIP": "66.249.74.64"
    "deviceInfo": "macOS"
    "ipAddress": "45.48.241.198"
    "sessionId": "40531ac01a6f11edafc28dba55d51275"
    }
    "payout": {
    "swiftFeeType": "SHA"
    "audit_id": 112
    "destination_amount": 0
    "serviceTime": "2022-11-29"
    "source_amount": 100
    "source_currency": "INR"
    "tradeOrderID": "TR012345"
    }
    "sourceOfFunds": ""Business Owner/Shareholder"
    "authenticationCode": "string"
    "customerComments": " "Transfer to family"
    "exemptionCode": " "01 - Trusted Beneficiary"
    "purposeCode": " "IR01802"
    }
    '